Life's Stages: Building Towards Retirement

During this life stage, you may have considered when you can stop working and have made inroads in paying off your mortgage. Your children may also be older and thinking of leaving home.

Hopefully your salary has improved and your earnings may be heading to their peak, with increased financial options open to you.

Your family may be growing more independent too, allowing you to think clearer about building your retirement funds.

We can help you review your existing financial situationL and reach a realistic assessment of your likely needs, helping you put the right plans in place.

Though of course you still need to plan for the unexpected, like redundancy, illness or moving to a new house.

A pension is a long-term investment not typically accessible until aged 55 (57 from 2028). The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.